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Please take the following important opinion poll on the declining state of the American Economy. Your opinion will be morphed into a future article on this portal. If you don't want to take the poll now, that is fine too. Please scroll down to check out our multifarious articles on Political Economy / Stock Market Gyrations / Real-estate bubbles, etc. Thank you!





(6/2/2008 - Politics) Hillary can't win, even if it was a winner-take-all contest using the current Electoral Voting system
Obama has won the majority of pledged delegates. However, Hillary keeps the challenge going, asserting that if it was a state-by-state winner take all, she would be the nominee. Is that true? We have crunched the numbers for you, and also for the undecided super-delegates. Read more...

Also, in our opinion, it is the self-serving super--delegates, who, by not casting their votes, have prevented Obama from clinching the Democratic party nomination for the President; in spite of winning the majority of pledged delegates. However, your opinion matters. So, please take a poll on whether the Democratic Super Delegates, by waiting it out, are part of the Democratic self-sabotage that is currently under way:


(4/23/2008 - Politics) Latest Franteractive electability survery / poll results - - - Obama 12 times more electable than Hillary
The latest Franteractive Electability Survey / Poll shows that for every person who thinks that Hillary is more electable than Obama, twelve people think the other way around:

Read the complete analysis here...


(2/20/2008 - Politics) McCain Campaign SWOT - Strengths, Weaknesses, Opportunities, Threats
This introductory SWOT analysis of the McCain campaign serves the dual purpose of illustrating how a SWOT framework can be used for competitive analysis purposes. The SWOT illustrated in this article is that of the McCain campaign, as an Obama campaign strategist would frame it. Read more...


(2/7/2008 - Politics) The people movement for Obama might doom the Clinton campaign, after all…
… Either Obama or Hillary will be better than McCain for the economy, because a McCain presidency will budget big dollars for the Iraq war in perpetuity, a truly bad thing for millions of Americans, who can put that money into better use, be it relief for foreclosures, or be it universal health care...Obama seems to be able to match the Clinton financing machinations with small $25 contributions from countless Americans. Now, that is a revolution. People love him, and they contribute $25 from their hard-earned cash for his campaign... Read more...


(2/3/2008 - Politics) Obama outshines Hillary 3 to 2 in the pre-Super-Tuesday Democratic Presidential Primary Debate
As per my initial analysis of the Hollywood debate, Obama comes across with a thumping win over Hillary. However, I am not that heartless, Hillary. I know you desperately want to be President. So, let me give you a point. Hollywood California Democratic Primary Debate FINAL Score --- Obama: 3; Hillary: 2 Read more...



(12/20/2007 - Markets) Amidst the recent market correction of more than 10%, what should one invest in? Citi, may be?
... The current market correction of more than 10% has created a good buying opportunity. In general, one should invest in a well-diversified ETF to diversify the asset base one invests in. However, if you are prone to dabbling in individual stocks, dabble in something which represents a well-diversified business. Dabble in Citi. . . . Citi is an exception, since it is a giant, well-diversified business (in that sense, Citi stock is like an ETF itself), and has been paying regular dividends for the last twenty years. In fact, if I owned Citi today, one of the main reasons I would sell the stock is if the company announced that it would stop paying dividends. Citi's current 52 week low has created a buying opportunity, the recent SELL recommendations from S&P and Goldman not withstanding… Read more...



(9/18/2007 - Real Estate) Going for fixed rate mortgages, with 20% down, is the financially savvy way to buy your dream home in the aftermath of current sub-prime carnages and rising foreclosures / short-sales.
With subprime mortgage meltdowns rocking the Feds to lower interest rates today by a whopping fifty basis points, whether to buy, sell, or hold is on the mind on every real-estate investor / speculator. . . When flipping was in vogue, taking adjustable rate mortgages with teaser rates made immense practical sense. You wanted to buy low, flip high, and leverage extremely by going for low teaser rates for the first couple of years, assuming you could successfully flip within that time-frame. But, is taking adjustable rate mortgages for a house you want to own over the long haul a good financial idea? Read more …


(4/12/2007 - Real Estate) Home sales plummet 21% in Santa Clara County, real-estate agents lose quarter of a billion dollars in commissions this past year; How, When, and Where you should buy that SFO Bay Area dream home this spring-selling season . . .

... Or you should wait a while before you buy a home quickly in the SFO Bay Area this spring-selling season, may be? One in five real estate agents lost business because of plumetting sales in Santa Clara county. ... In other words, $ 240,690,933.88 / $50,000 = 4813 real-estate agents went out of business in the last 12 months in Santa Clara County. If we assume that the agents who went out of business were earning 6 figure of $100,000, then also we come up with a number of 4813 divided by 2 or at least 2400 agents who are hurting because they did not earn any commissions last year! Read more …



(3/26/2007 - Markets) Using the broader market returns as your investment benchmark is Savvy Investing
... This was back in early 2000, when the markets were at the top of the world, and Wall Street money-managers were like little gods. The answer the executive gave is endemic of the problems that plague the whole Wall Street money community to this day: "Well, we have our own benchmark within the mutual fund industry. As per the latest data, only 65% of the funds trail the bench-mark. So, 1 out of 3 money managers is actually beating the benchmark." Read more...



(3/15/2007 - Real Estate) California foreclosures are up 300% ... Is the SFO Bay Area housing-market primed / sub-primed for a meltdown?
California foreclosures are up 300% year over year for January 2007. Recently, RealtyTrack data showed that with 142, 429 foreclosures in 2006, California suffered a year over year increase of 131% compared to the number of foreclosures in 2005... Read more …


(3/7/2007 - Real Estate) Demand for housing to fall 40% this spring-selling season, should you be worried?
The Wall-Street Journal Online reported today that 16% of all mortgages issued last year belong to the Alt-A category. Alt-A category falls in the gray area between prime and sub-prime mortgages. Considering that sub-prime mortgages contributed to 24% of all mortgages last year, the total of Alt-A and sub-prime mortgages added up to 14% + 24% = 40% of all mortgages issued last year. Read more …



(3/2/2007 - Markets) The Dow 400 Point Plunge, 10% to 15% correction likely
A historical perspective on corrections can serve as a good primer in the aftermath of the recent Dow 400 point plunge. Remember Alan Greenspan and irrational exuberance, in late 1996, 10 years ago? What was happening to the markets then, and where we are headed now? Let's analyze...



(2/8/2007 - Real Estate) Here comes the Spring-Selling Season… Should you buy that dream first home in 2007?
People don't like to move in winter. But spring is a different matter. Change is in the air. People change apartments, and the more fortunate amongst us buy our first dream home. Should you buy that home this spring? Or should you wait? Read more …


(2/5/2007 - Real Estate) Number of vacant U.S. homes for sale reach four decade highs
In the final quarter of 2006, about 2.1 million vacant U.S. homes went on sale, as per the census bureau. The census bureau has tracked the number of vacant U.S. homes for the last four decades, and U.S. home owner vacancy rates have never been higher: the rate currently stands at about 2.7% (+- 0.1%) , as per the bureau. Read more ...


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